Mortgage Stress Test Canada 2025 Explained
Published on: 02/12/2025
Understand Canada’s 2025 mortgage stress test rules, how lenders calculate approval, and how the stress test affects your mortgage affordability and qualification.
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Understand Canada’s 2025 mortgage stress test rules, how lenders calculate approval, and how the stress test affects your mortgage affordability and qualification.

Discover how mortgage underwriting works behind the scenes. Learn each step lenders take to verify income, credit, debt ratios, and property details before approving a mortgage.